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Single-Point Knowledge: Typically, one person in the family handles all finances. When they're gone, so is the knowledge.
Digital Fragmentation: Modern investments are spread across dozens of apps—Zerodha, Groww, Paytm, multiple bank apps—each with different login credentials.
Cultural Taboo: Discussing death and inheritance is considered inauspicious in many Indian households.
Nominee Confusion: Most Indians believe the nominee is the legal owner. They're wrong—the nominee is merely a custodian.

NexHeir Team

10 min read

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